About us


General Manager

Rizwan Alikhan: was born in London, educated at KCS, Wimbledon , receiving a Batchelor of Science degree from University of Pittsburgh, US in 1986. He returned to London to embark on a career as a Lloyds Broker, in 1988 specialising in Global reinsurance risks. He moved into  a career in finance beginining in1990 in Canada ,moving onto the US and finally in Australia.He worked predominantly as a financial and corporate advisor. He has been in the investment industry for 25 years in North America, Europe and Australasia. He has held senior executive roles and board positions in several publicly listed companies in Canada and America. He has 20+ years’ experience in M&A and corporate restructure, throughout the regions of Europe, North America and Eastern Europe, specialising in the Finance , Energy, High Tech and Industrial sectors. He took over the team at AAIB in 2015 to expand on the company’s reach and foster growth and founded Safecrest Ltd (Takaful) in 2017.

Chief Operating Officer

Andrew West: was born in London and was educated at Repton school. 

He began his career in the city and worked in finance for over 30 years. He spent 16 years with Barclays and 9 years with Nomura International.  He has strong people management skills having managed global teams of 300+ people. He also managed and ran the finances for a small family business and was a founder member of Air Leisure group which opened the first Trampoline Parks in Denmark. He joined Safecrest Ltd in January 2017 as its CFO, Director.

Shariah Advisor

Mufti Ibrahim Essa


Rupert Osborne: is the founding partner and CEO of the boutique specialist broker Xact Risk Solutions launched in 2014. Prior to this, Rupert has held senior roles in a number of Lloyds brokers principally owned by foreign parent companies including the Japanese and South Africans.

He spent his first 15 years in the industry working for one of the top brokers specialising in International business as Director of Property and Casualty and a Directorship of the company’s Poland operations.

Rupert has extensive knowledge of UK and International markets and has managed business from over 20 countries around the world. Specialising in Scheme and Facility business, Rupert has a wide range of experience and contacts in various classes of business and insurance markets. In partnership with Rizwan, he has led XRS’s drive into the Takaful industry and their approach to Insurtech opportunities

Christopher Mays: has been in the insurance industry since graduation from university in 1985. HE embarked on this career as part of the graduate training scheme at Jardines and rising to Divisional Director for Accident & Health. He Joined Nicholson Leslie (part of AON) to start up a new Accident & Health company with a seat on the main board. He later left to become a main board director and shareholder of Rattner Mackenzie. Between 2001 and 2006 was involved in a number of roles as a Business Angel including setting up a new energy supplier and acting as a Non-executive director of a company developing software and ISP services aimed at teachers and the education community.  Returning to his roots he was the founding director of aQmen Ltd, an MGA established to provide focused and bespoke insurance solutions, primarily in the Not-for-Profit and Recruitment sectors which he sold in 2016. Having sold his interests in this successful enterprise he launched Inspire Underwriting Ltd and Inspire Motor Ltd, MGAs specialising in commercial and motor insurance products. He also currently sits as a Non-exec director shareholder of iGO4 Ltd, a broker specialising in online motor and home insurance.


We know the way


We have 60 years of experience helping clients prepare for the unknown while meeting their financial goals. Ask us about:

Islamic Solutions

Takaful products

Haj Travel Takaful cover

Mosque Takaful for property and liability

As a Shariah Certified company we will be  pleased to offer Islamic and Ethical solutions for commercial operations  and private clients in the near future. With over 6 decades of experience in financial solutions this family office will be able to access many different products so you can get the right products and services for you.